Buyer

The real estate industry is adapting quickly to the outbreak of coronavirus. Many real estate agents, brokerages, and even mortgage companies have shifted their business virtually. Different states and localities have employed various restrictions and revisions to real estate transactions in case they are allowed to continue. Above all, technology is making it possible for […]

Before the coronavirus crisis, what were your home buying goals? As the current pandemic impacts our lives and businesses, we\’re all left wondering how long will it last. Many families are affected, our frontline workers are risking their own health to save lives, and the economy is expected to have a cycle of downturn. “Non-essential”

Finally, after months of browsing at homes online and attending open houses and showings, you found the perfect home to buy. Congratulations! You\’ve applied for a mortgage and now you can’t wait to settle and decorate. However, until you’ve closed on the house and have the keys in hand, you must stay vigilant with your

When going through the mortgage approval process, one aspect you need to keep in mind is underwriting. Once you\’ve been pre-approved for a loan your application moves from the desk of your loan officer to the mortgage underwriter who will further investigate your financial profile to make sure it matches your lender’s guidelines and loan

Even if you\’re not in a competitive real estate market where you need to do everything to stand out, a mortgage pre-approval is your key to understanding your budget, help you speed up the process, and prove to the real estate world that you are serious about buying your dream home. Here we\’ve laid out