Having enough money to put as a down payment is one of the biggest roadblocks to purchasing a house, especially to first time buyers. If you\’re one of the many people who aspire to turn their homeownership dream into a reality, you probably know that among the many things you need to start doing is […]
6 Doable Resolutions To Help You Save For A Down Payment on A Home Read More »
For many first time buyers, saving for a down payment is one of the most challenging steps in fulfilling their dream of purchasing a home. Oftentimes, they know they can afford their potential monthly mortgages (which could be less or equal their current rents), but the upfront costs of buying, such as down payment and
The Ins and Outs of Giving or Receiving Down Payment Gifts Read More »
A multigenerational household is typically made up of aging parents, their adult children, and their teenage or young grandchildren. This setup has seen a steady rise in recent years, with over 64 million Americans living and sharing a multigenerational household, according to a 2018 Pew Research Center analysis of census data. It\’s a large-scale change
The Rise of Multigenerational Living and the Challenges That Come With It Read More »
Whether you\’re getting your first home loan or are re-entering the housing market after a long time, choosing a mortgage product is definitely a tricky affair. There are many factors to consider aside from your financial situation, such as the current interest rates, how long you plan to live in the house, and so on.
Fixed-Rate vs Adjustable-Rate Mortgage: Which Is Right For You? Read More »
The home buying process can be tricky and complex, and the last thing you\’d want is to go at it alone. Your journey towards landing on your dream home can only be smooth sailing if you have an experienced and talented team of professionals to guide you in every step of the process. Even if
The Key Professionals You Need On Your Team When Buying A Home Read More »
Would you mind buying a home near a cemetery? Or do you think it could be a “grave” mistake, especially if you\’re on the hunt for your first home? With roughly over 144,000 cemeteries and graveyards located in the U.S., it isn’t surprising that many of them are located close to residential neighborhoods. But because
The Pros And Cons Of Buying A Property Near A Cemetery Read More »
Buying a home is exciting and challenging. You\’ll get to see different properties, each with its own features and personalities. But purchasing a home is also a huge financial commitment—you can’t just get carried away due to excitement at the cost of overlooking important details of the home, which could lead to bigger and more
7 Potential Red Flags To Watch Out For When House Hunting Read More »
The home buying process involves a lot of decision-making. You will need to make several significant choices, and one of the major ones is whether to look for an existing home or consider buying a new construction. Many resale homes have a lot of interesting stories to tell, while new construction homes are brand new
Between An Existing Home or New Construction: Which Should You Buy? Read More »
Neighborhoods, like people, have unique sets of personalities and characteristics. Whether you\’re planning to buy a home or considering renting for the meantime, it’s important to figure out if the neighborhood you’re considering fits your lifestyle before you make your move. This is why digging into local details such as safety, walkability, nearby schools, and
Online Tools And Resources To Leverage When Checking A Potential Neighborhood Read More »
What is the most difficult part of buying a home? For many first-time buyers, their biggest hurdle is coming up with enough money for the down payment. In the National Association of Realtors® 2019 Profile of Home Buyers And Sellers, buyers cited that student loans, credit card debt and car loans make saving for a
A First-Time Home Buyer\’s Guide to Down Payment Assistance Programs Read More »